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Next2Pay Submission

Step-by-step workflow for Next2Pay (house invoicing & gateway) deal packages.

🏠 House Deal — Best Margins in the Book Next2Pay is NextPay's proprietary invoicing, gateway, and recurring billing solution. Higher margins than resell placements.

Portal & Support

🔐 Next2Pay Portal

Merchant accounts, invoicing, recurring billing

📞 Support

Support: support@linked2pay.com
Direct Rep (Ethan): eneos@linked2pay.com

Submitting the application in the Next2Pay portal

Online Apps. Open Online Apps in the side navigation panel.

Add New Application. Click Add New Application.

Edit Service Plan. Service plan: ACH 2 (preferred). Processing Type: select ACH & Card. Gateway Setup: select Yes.

Schedule A. Click Edit to select the fee structure. Choose Tier 4. Select Template: choose Dual Pricing.

Fill Qualified Rates. Change all qualified rates to the dual pricing rate: 4.00% for 4% dual pricing (preferred), or 3.50% or 3.00% if that is what was quoted.

Fill Other Fees. Still on Schedule A, go through every other fee: hover over the i icon next to the fee and type the amount it shows into that fee's box. Those amounts are our costs.

Company Details. Fill in the merchant's company details.

Contact Details. Fill in the owner and contact details.

Processing Volumes. Enter the expected monthly volume and average ticket.

Gateway. Complete the gateway section.

Method of Acceptance. Select how the merchant takes payments.

Complete. Review every section and complete the application.

Preferred setup at a glance: ACH 2 service plan · ACH & Card · Gateway Yes · Schedule A Tier 4 · Dual Pricing template · all qualified rates at 4.00% · other fees at our cost (hover the i icon).

Submission Workflow

Demo & Training

📹 Demo WITHOUT QuickBooks

Invoicing platform overview — schedule with Ethan (Calendly)

📹 Demo WITH QuickBooks

Full platform + QB integration walkthrough — book directly

Required documents to submit

📋 Proposal Builder

Build the Next2Pay quote & pricing

📄 Schedule A Addendum

Rate card & commission addendum

📊 Statement Upload

Merchant can submit statements directly

Next Step: After completing submission, return to Submit a Deal to package and send the deal.

What Next2Pay is in the NextPay lineup

Invoicing: Send professional invoices, track payment status, collect online via link. Integrates with QuickBooks.
Gateway / Virtual Terminal: Card-not-present processing (phone orders, online, keyed). High-ticket, phone-heavy businesses.
Recurring Billing: Subscriptions, membership billing, retainers. Card-on-file, auto-charge with dunning (retry failed payments).
NextLink (optional add-on): Client automation outreach — SMS + email sequences to clients. Separate licensing model.
Margin: House deal — best economics in the book. No revenue share with external provider.

Next2Pay pricing (software seats + processing)

Tiered per-seat + per-transaction fees + our processing rates. Invoicing, gateway, and recurring can be mixed.

Invoicing seats	$[USER PROVIDED: price per seat/mo]
Gateway / Virtual Terminal	$[USER PROVIDED: monthly gateway fee] + per-transaction
Recurring Billing (card-on-file)	$[USER PROVIDED: monthly recurring fee] + per-transaction
NextLink (client outreach)	$[USER PROVIDED: per-seat monthly for NextLink]
Processing rates	Interchange-plus (best for high-ticket), flat rate, or dual pricing

Underwriting is strict: 3 months processing + bank statements, Articles of Incorporation, owner ID(s), Plaid connection required. Plan for 5–7 business days.

Conversion & positioning

If merchant already uses Next2Pay: No conversion — they're locked in. Upsell additional seats, modules (NextLink), or move processing to our rails if applicable.
If prospect is NOT using Next2Pay: Assess their workflow: Do they invoice? Take phone orders? Need subscriptions? Next2Pay is modular — bundle only what they need. Lead with "No app to learn, integrates with your tools (QuickBooks, Zapier, etc.), and best margin for us means better pricing for you."

Rate conversation

Next2Pay handles both software (seat-based) and processing. For high-ticket merchants, interchange-plus shines — show the per-transaction breakdown vs their current flat rate. For subscription businesses, the card-on-file + dunning logic (automatic retry on failed charges) often pays for itself in recovered revenue.

Common docs every Next2Pay deal needs (COMPLETE FILE REQUIRED)

✓ Signed Next2Pay application
✓ Last 3 months processing statements (if existing processor)
✓ Last 3 months business bank statements
✓ Articles of Incorporation (LLC, C-Corp, etc.)
✓ Owner's driver's license (copy)
✓ Bank account details (for ACH verification + payouts)
✓ Plaid connection screenshot (open banking verification)
✓ Veriff completion (ID verification)

Incomplete files delay approval. Collect everything upfront — don't submit with missing docs.

Support & resources

Next2Pay Portal: Next2Pay Portal ↗ — merchant accounts, invoicing dashboard, recurring billing status
Support Email: support@linked2pay.com — technical support, integration help
Direct Rep (Ethan): eneos@linked2pay.com — demos, onboarding, merchant setup
NextPay Deal Desk: Google Chat — underwriting questions, rate quotes, deal escalations
Quick Submission Email: hello@nextpaypos.com — NextPay agent submissions

Next2Pay fast facts for your pitch

House deal: We own it end-to-end — best margin in the book, which means competitive pricing for your merchant.
Modular: Invoicing, gateway, recurring billing. Pick what they need — no bloat, no unused features.
Integrations: QuickBooks sync (automates accounting), Zapier (connects to 5,000+ apps), Slack notifications, custom webhooks.
Card-on-file + dunning: Subscription merchants: automatic retries on failed charges recover ~15–20% of failed recurring payments.
Interchange-plus shines: For high-ticket, low-volume merchants, per-transaction savings are dramatic vs flat rate.