Work the numbers

Your Earnings

Calculate your residual earnings on every deal. Run these before every quote so you know what you'll make.

Residual calculator

Compare card processing vs. dual pricing. Input monthly volume and the rate/discount you quoted — we calculate your 50% residual share.

Monthly volume ($)

Pricing model

Quoted rate above interchange (bps)

Merchant pays

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Your cost (buy rate)

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gross monthly margin

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your 50% residual

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your annual residual

Note: Buy rates shown are NextPay house standard. Your exact buy rate depends on the program and deal file — see Schedule A for specifics.

Deal economics — where deals are sourced

Internal only

Where a deal is written decides your split. Use this table to confirm your residual share, then Partner Programs & Schedule A for exact buy rates and cost formulas.

Placement	Sourced from	What you make	Where to quote processing

How you get paid — the standard on every program: the buy rates and costs are the deal's expenses, covered off the top. What's left is the net residual and payout — and you earn your split of it. Every number is already stated as your share. Your signed agent agreement is the final word.