Online Payments, Invoicing & Recurring Billing

Get paid faster with
smart invoicing.

Take payments online, send invoices and automate recurring billing — all from one gateway. Most of our gateways double as full invoicing and subscription tools, so your online, invoiced and recurring payments settle to a single NextPay account. Compare them and pick the right fit.

★ Recommended

FluidPay

Recurring billing, hosted pay pages and a mobile virtual terminal — send a pay-by-link or bill subscriptions on autopilot.

InvoicingRecurringPay linksVault

$10 /mo + 5¢

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iPOSPays

Virtual terminal, invoicing and pay links with dual pricing — plus iPOS S.A.F.E tokens for repeat billing.

InvoicingPay linksRecurringDual pricing

$6.95 /mo + 5¢

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Valor

Key in sales, send PayNow links and schedule recurring billing — with The Vault for stored cards.

PayNow linksRecurringVirtual terminalDual pricing

$10 /mo + 5¢

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Authorize.net

Email branded invoices, run Automated Recurring Billing and sync straight to QuickBooks.

InvoicingRecurring (ARB)Virtual terminalQuickBooks

$12 /mo + 5¢

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NMI

Electronic invoicing, Customer Vault tokenization and recurring billing with an automatic card updater.

InvoicingRecurringVaultVirtual terminal

$10 /mo + 5¢

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SwipeSimple

Send invoices and Text-to-Pay links with ACH dual pricing to wipe out processing fees — and sync straight to QuickBooks.

InvoicingACH dual pricingText-to-PayQuickBooks

From $25 /mo

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Luqra

Fast-funding online checkout with recurring billing — built for e-commerce and subscription sellers.

Online checkoutRecurringFast funding

2.3% + 20¢ as low as

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Set it. Forget it. We’ve got it.

Charge subscriptions, memberships, retainers and payment plans on autopilot. You pick the frequency, amount and payment method — we handle every cycle and keep stored cards current so payments don’t fail.

You set it up — choose frequency, amount and payment method.

We handle the rest — payments process automatically on schedule.

Secure & reliable — funds settle straight to your NextPay account.

Cut declines — automatic card updater keeps subscriptions running.

Set up recurring billing

Offer dual pricing on your invoices

Give customers a choice when they pay — and protect your margin either way. Pay by bank transfer (ACH) and the processing fee is bypassed. Choose to pay by card, and the fee is passed to the customer. You collect the full invoice amount, every time.

How dual pricing works

How the card price works

Dual pricing is its own program — not interchange or flat-rate. When a customer chooses to pay by card, the card price is higher to cover the fee, typically 3–4% depending on your card mix and volume. If you see a lot of AMEX or other higher-fee cards and you're not on the full 4%, a small amount of processing cost can still apply. Your specialist will set the rate that fits your mix.

Get paid faster with
smart invoicing.

FluidPay

iPOSPays

Valor

Authorize.net

NMI

SwipeSimple

Luqra

Set it. Forget it. We’ve got it.

Offer dual pricing on your invoices

Line them up side by side

Answer 10 quick questions, get your invoicing setup