Dual pricing, cash discount, and surcharge programs that can wipe out your card processing costs — set up the compliant way, with the signage and receipts to back it.
Reward cash-paying customers and offset card costs automatically.
Show a cash price and a card price so customers choose with eyes open.
Apply a compliant surcharge to credit transactions where allowed.
We provide the required signage and disclosures, done right.
Built into PAX, Dejavoo, Valor, Clover, and more.
Card-brand and state rules handled so you stay on the right side.
Every program offsets your card fees a little differently. Here’s how each one works on a $100 sale at an example ~3.5% processing cost — your specialist sets the exact rate for your card mix.
Every item shows a cash price and a slightly higher card price side by side. Whichever way they pay, you net the cash price.
Most popular & clearest for customers. The card price covers the ~3.5% fee, so processing nets to $0.
You post the card price everywhere, then give a discount for paying cash at the register. Card payers fund the processing.
Simple single-price signage. The posted price already absorbs the fee, so card sales cost you nothing.
Add a compliant surcharge to credit cards (never debit), capped to card-brand and state limits. Debit and cash pay the base price.
Debit cards can’t be surcharged, so debit & cash stay at $100. We keep you within the legal caps.
For many merchants a fee program effectively eliminates processing costs — our specialists set it up the compliant way.
Tell us your volume and average ticket and we’ll recommend the right fee program.